Finland visa travel insurance

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Schengen Travel Insurance

Travel insurance is a type of a short-term insurance, which protects the financial investments of the traveler during a trip.

What does it cover?

Depending on the policy of the insurance company, it may also cover other cases as:

• Lost or stolen luggage
• Missed departure
• Travel delay
• Travel abandonment
• Loss of passport
• Lost or stolen money etc.

If your trip has been cancelled or interrupted for a particular reason, the travel insurance company where you are a client has to reimburse you for the eligible pre-paid and non-refundable portions of your trip. However, some of the travel insurance policies might also include coverage of eligible medical expenses, but not all of them do so.

Do I Need to Purchase Travel Medical Insurance for my Trip to Europe?

Travel Medical Insurance for Schengen visa which is valid in all Schengen Area countries is a must for anyone applying for a Schengen visa, as indicated by the “Regulation (EC) No 810/2009 of the European Parliament and of the Council of 13 July 2009”.

Whether you are visiting Europe for vacations, to study, for business, or you are traveling there for other purposes, the competent authorities will ask you to submit proof of purchase of Travel Health Insurance during your Schengen visa application.

Even if you are traveling to the Schengen territory from a visa-exempt country, it is still recommended for you to purchase insurance, which would cover your expenses in case of unexpected injury or illness outside your home country.

Travel Medical Insurance is a must, even if you have private medical insurance at your home country. That’s because the chances are it will not cover you when traveling abroad, or its coverage is not insufficient.

Read also: List of Countries That Won’t Let You in Without Travel Insurance

Source:https://visaguide.world/travel-insurance/europe/schengen-visa-insurance/